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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,884 | $71,878+8.4% | $86,698-10.2% | $68,486+13.7% |
| Participation rate | 61.5% | 72.2%-10.7pp | 76.6%-15.0pp | 67.9%-6.4pp |
| Annual return | -18.74% | 3.53%-22.3pp | 35.95%-54.7pp | -7.85%-10.9pp |
| Employer contribution / active EE | $2,367 | $2,173+8.9% | $2,837-16.6% | $2,597-8.9% |
| Participant deferral / active EE | $4,515 | $3,779+19.5% | $4,656-3.0% | $4,028+12.1% |
| Admin fee / account holder | $1,603 | $6,113-73.8% | $7,493-78.6% | $5,404-70.3% |