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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,790 | $96,361-68.0% | $80,607-61.8% | $139,456-77.9% |
| Participation rate | 50.0% | 73.6%-23.6pp | 67.0%-17.0pp | 80.3%-30.3pp |
| Annual return | 0.00% | 1350.95%-1350.9pp | 936.11%-936.1pp | 373.45%-373.4pp |
| Employer contribution / active EE | $3,850 | $3,262+18.0% | $2,724+41.3% | $4,753-19.0% |
| Participant deferral / active EE | $11,000 | $5,232+110.3% | $4,448+147.3% | $6,711+63.9% |
| Admin fee / account holder | $1,554 | $6,601-76.5% | $5,379-71.1% | $11,407-86.4% |