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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,229 | $100,279-77.8% | $81,353-72.7% | $145,884-84.8% |
| Participation rate | 61.9% | 74.3%-12.4pp | 69.5%-7.6pp | 80.3%-18.4pp |
| Annual return | 12.96% | 34.49%-21.5pp | 24.82%-11.9pp | 551.85%-538.9pp |
| Employer contribution / active EE | $0 | $2,979-100.0% | $2,464-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,182 | $4,611-31.0% | $3,885-18.1% | $6,690-52.4% |
| Admin fee / account holder | $6,737 | $8,206-17.9% | $5,766+16.8% | $13,392-49.7% |