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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,750 | $58,099-60.8% | $76,902-70.4% | $75,177-69.7% |
| Participation rate | 61.7% | 63.9%-2.2pp | 69.6%-7.9pp | 67.2%-5.5pp |
| Annual return | 0.00% | 26.71%-26.7pp | 37.91%-37.9pp | 160.75%-160.8pp |
| Employer contribution / active EE | $862 | $1,996-56.8% | $2,534-66.0% | $2,671-67.7% |
| Participant deferral / active EE | $2,063 | $2,999-31.2% | $3,833-46.2% | $4,126-50.0% |
| Admin fee / account holder | $4,423 | $4,778-7.4% | $5,479-19.3% | $5,651-21.7% |