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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,900 | $156,963-88.0% | $121,204-84.4% | $139,466-86.4% |
| Participation rate | 60.0% | 76.5%-16.5pp | 69.5%-9.5pp | 80.3%-20.3pp |
| Annual return | 18.73% | 1476.75%-1458.0pp | 987.18%-968.4pp | 373.66%-354.9pp |
| Employer contribution / active EE | $971 | $5,544-82.5% | $4,170-76.7% | $4,754-79.6% |
| Participant deferral / active EE | $1,606 | $4,848-66.9% | $4,083-60.7% | $6,712-76.1% |
| Admin fee / account holder | $2,687 | $6,953-61.4% | $5,651-52.5% | $11,409-76.4% |