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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,986 | $105,864-43.3% | $90,162-33.5% | $147,585-59.4% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 18.73% | 37.63%-18.9pp | 34.88%-16.2pp | 578.57%-559.8pp |
| Employer contribution / active EE | $1,710 | $4,126-58.6% | $3,318-48.5% | $4,876-64.9% |
| Participant deferral / active EE | $8,929 | $5,733+55.7% | $5,287+68.9% | $5,439+64.2% |
| Admin fee / account holder | $345 | $8,046-95.7% | $5,943-94.2% | $10,885-96.8% |