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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,318 | $185,883-36.3% | $170,043-30.4% | $139,466-15.2% |
| Participation rate | 90.0% | 87.8%+2.2pp | 87.0%+3.0pp | 80.3%+9.7pp |
| Annual return | 25.60% | 60.54%-34.9pp | 53.40%-27.8pp | 373.66%-348.1pp |
| Employer contribution / active EE | $4,492 | $7,596-40.9% | $6,790-33.8% | $4,754-5.5% |
| Participant deferral / active EE | $8,911 | $11,626-23.4% | $10,410-14.4% | $6,712+32.8% |
| Admin fee / account holder | $622 | $15,393-96.0% | $12,824-95.1% | $11,409-94.5% |