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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,293 | $183,988-58.0% | $162,177-52.3% | $152,897-49.4% |
| Participation rate | 90.0% | 88.5%+1.5pp | 87.6%+2.4pp | 82.5%+7.5pp |
| Annual return | 27.24% | 150.79%-123.6pp | 115.60%-88.4pp | 345.43%-318.2pp |
| Employer contribution / active EE | $1,765 | $6,370-72.3% | $5,613-68.6% | $4,764-62.9% |
| Participant deferral / active EE | $7,015 | $8,032-12.7% | $7,297-3.9% | $5,851+19.9% |
| Admin fee / account holder | $673 | $13,123-94.9% | $10,843-93.8% | $11,599-94.2% |