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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,254 | $201,344-2.5% | $184,243+6.5% | $145,877+34.5% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 16.90% | 29.01%-12.1pp | 28.82%-11.9pp | 551.28%-534.4pp |
| Employer contribution / active EE | $2,216 | $7,022-68.4% | $6,427-65.5% | $4,663-52.5% |
| Participant deferral / active EE | $9,949 | $9,807+1.5% | $9,132+8.9% | $6,691+48.7% |
| Admin fee / account holder | $46,519 | $16,382+184.0% | $13,914+234.3% | $13,402+247.1% |