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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,676 | $209,336+3.0% | $197,124+9.4% | $137,256+57.1% |
| Participation rate | 88.9% | 87.3%+1.6pp | 86.7%+2.2pp | 80.0%+8.9pp |
| Annual return | 15.42% | 48.09%-32.7pp | 44.34%-28.9pp | 220.34%-204.9pp |
| Employer contribution / active EE | $2,996 | $6,591-54.5% | $6,227-51.9% | $4,156-27.9% |
| Participant deferral / active EE | $10,654 | $9,614+10.8% | $9,135+16.6% | $6,407+66.3% |
| Admin fee / account holder | $479 | $17,308-97.2% | $16,298-97.1% | $12,270-96.1% |