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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,883 | $27,936-68.2% | $58,561-84.8% | $75,173-88.2% |
| Participation rate | 40.0% | 38.8%+1.2pp | 50.9%-10.9pp | 67.2%-27.2pp |
| Annual return | 240.09% | 44.21%+195.9pp | 4251.33%-4011.2pp | 160.72%+79.4pp |
| Employer contribution / active EE | $890 | $670+33.0% | $1,053-15.5% | $2,671-66.7% |
| Participant deferral / active EE | $1,809 | $1,202+50.5% | $1,923-5.9% | $4,126-56.2% |
| Admin fee / account holder | $181 | $1,727-89.5% | $2,520-92.8% | $5,651-96.8% |