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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,419 | $109,344+101.6% | $89,400+146.6% | $158,950+38.7% |
| Participation rate | 30.0% | 74.3%-44.3pp | 68.0%-38.0pp | 82.0%-52.0pp |
| Annual return | 5.62% | 345.73%-340.1pp | 245.64%-240.0pp | 302.91%-297.3pp |
| Employer contribution / active EE | $564 | $3,170-82.2% | $2,586-78.2% | $4,762-88.2% |
| Participant deferral / active EE | $4,261 | $4,599-7.4% | $3,890+9.5% | $5,983-28.8% |
| Admin fee / account holder | $1,611 | $6,154-73.8% | $4,882-67.0% | $11,248-85.7% |