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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,414 | $77,908-94.3% | $149,696-97.1% | $75,173-94.1% |
| Participation rate | 78.6% | 65.6%+13.0pp | 78.8%-0.2pp | 67.2%+11.4pp |
| Annual return | 48.57% | 31.73%+16.8pp | 134.46%-85.9pp | 160.72%-112.2pp |
| Employer contribution / active EE | $1,064 | $3,138-66.1% | $4,821-77.9% | $2,671-60.2% |
| Participant deferral / active EE | $1,256 | $3,411-63.2% | $5,682-77.9% | $4,126-69.6% |
| Admin fee / account holder | $499 | $5,950-91.6% | $13,212-96.2% | $5,651-91.2% |