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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,701 | $167,362-75.7% | $143,799-71.7% | $134,532-69.7% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -15.13% | 0.47%-15.6pp | -0.04%-15.1pp | 418.27%-433.4pp |
| Employer contribution / active EE | $1,150 | $5,620-79.5% | $4,952-76.8% | $4,741-75.7% |
| Participant deferral / active EE | $2,648 | $6,447-58.9% | $5,638-53.0% | $6,401-58.6% |
| Admin fee / account holder | $372 | $18,094-97.9% | $14,677-97.5% | $11,429-96.7% |