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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,657 | $209,847-86.8% | $189,520-85.4% | $167,518-83.5% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 12.46% | 748.45%-736.0pp | 555.25%-542.8pp | 478.71%-466.2pp |
| Employer contribution / active EE | $11,100 | $6,913+60.6% | $6,161+80.2% | $4,838+129.4% |
| Participant deferral / active EE | $11,785 | $8,934+31.9% | $8,220+43.4% | $6,342+85.8% |
| Admin fee / account holder | $46,702 | $14,295+226.7% | $12,046+287.7% | $12,312+279.3% |