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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,549 | $49,896-6.7% | $80,627-42.3% | $75,173-38.1% |
| Participation rate | 68.3% | 55.3%+13.0pp | 67.0%+1.3pp | 67.2%+1.1pp |
| Annual return | 22.45% | 34.67%-12.2pp | 936.76%-914.3pp | 160.72%-138.3pp |
| Employer contribution / active EE | $1,478 | $1,699-13.0% | $2,723-45.7% | $2,671-44.7% |
| Participant deferral / active EE | $3,181 | $2,992+6.3% | $4,443-28.4% | $4,126-22.9% |
| Admin fee / account holder | $1,963 | $3,578-45.1% | $5,381-63.5% | $5,651-65.3% |