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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,156 | $45,872-16.8% | $77,100-50.5% | $68,490-44.3% |
| Participation rate | 75.7% | 55.9%+19.8pp | 67.9%+7.8pp | 67.9%+7.8pp |
| Annual return | -17.89% | 1.73%-19.6pp | 42.35%-60.2pp | -7.85%-10.0pp |
| Employer contribution / active EE | $1,449 | $1,650-12.2% | $2,815-48.5% | $2,597-44.2% |
| Participant deferral / active EE | $3,105 | $2,963+4.8% | $4,430-29.9% | $4,028-22.9% |
| Admin fee / account holder | $938 | $3,041-69.2% | $5,443-82.8% | $5,403-82.6% |