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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,291 | $88,754+49.1% | $81,820+61.7% | $145,877-9.3% |
| Participation rate | 88.9% | 75.1%+13.8pp | 72.4%+16.5pp | 80.3%+8.6pp |
| Annual return | 5.77% | 1031.77%-1026.0pp | 777.93%-772.2pp | 551.28%-545.5pp |
| Employer contribution / active EE | $3,289 | $3,085+6.6% | $2,915+12.8% | $4,663-29.5% |
| Participant deferral / active EE | $4,264 | $4,648-8.3% | $4,323-1.4% | $6,691-36.3% |
| Admin fee / account holder | $5,209 | $8,424-38.2% | $7,391-29.5% | $13,402-61.1% |