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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,291 | $88,710+49.1% | $81,783+61.8% | $145,959-9.4% |
| Participation rate | 88.9% | 75.0%+13.8pp | 72.4%+16.5pp | 80.3%+8.6pp |
| Annual return | 5.77% | 1027.26%-1021.5pp | 775.05%-769.3pp | 561.95%-556.2pp |
| Employer contribution / active EE | $3,289 | $3,083+6.7% | $2,913+12.9% | $4,661-29.4% |
| Participant deferral / active EE | $4,264 | $4,645-8.2% | $4,320-1.3% | $6,689-36.2% |
| Admin fee / account holder | $5,209 | $8,407-38.0% | $7,380-29.4% | $13,398-61.1% |