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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,020 | $124,346-17.2% | $111,308-7.4% | $167,536-38.5% |
| Participation rate | 85.7% | 79.6%+6.1pp | 77.3%+8.4pp | 82.1%+3.6pp |
| Annual return | 3.97% | 37.45%-33.5pp | 54.67%-50.7pp | 478.82%-474.8pp |
| Employer contribution / active EE | $1,606 | $3,437-53.3% | $2,732-41.2% | $4,839-66.8% |
| Participant deferral / active EE | $6,257 | $5,182+20.7% | $4,487+39.4% | $6,342-1.4% |
| Admin fee / account holder | $1,532 | $10,621-85.6% | $7,965-80.8% | $12,315-87.6% |