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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,942 | $138,102+28.8% | $125,381+41.9% | $134,532+32.3% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -20.92% | 750.73%-771.6pp | 572.31%-593.2pp | 418.27%-439.2pp |
| Employer contribution / active EE | $2,684 | $5,245-48.8% | $4,815-44.3% | $4,741-43.4% |
| Participant deferral / active EE | $5,192 | $7,801-33.4% | $7,448-30.3% | $6,401-18.9% |
| Admin fee / account holder | $12,525 | $11,568+8.3% | $10,007+25.2% | $11,429+9.6% |