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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,364 | $150,445-1.4% | $136,297+8.9% | $147,585+0.5% |
| Participation rate | 90.5% | 84.4%+6.1pp | 81.9%+8.6pp | 82.8%+7.6pp |
| Annual return | 23.95% | 1049.14%-1025.2pp | 5156.16%-5132.2pp | 578.57%-554.6pp |
| Employer contribution / active EE | $2,286 | $5,256-56.5% | $4,696-51.3% | $4,876-53.1% |
| Participant deferral / active EE | $4,045 | $6,631-39.0% | $6,247-35.2% | $5,439-25.6% |
| Admin fee / account holder | $1,713 | $10,906-84.3% | $9,244-81.5% | $10,885-84.3% |