Retirement plan

RURAL OFFICE OF COMMUNITY SERVICES TAX DEFERRED ANNUITY PLAN

Name: RURAL OFFICE OF COMMUNITY SERVICES - RURAL OFFICE OF COMMUNITY SERVICES TAX DEFERRED ANNUITY PLAN (2016) Form 5500
Creator: RURAL OFFICE OF COMMUNITY SERVICES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RURAL OFFICE OF COMMUNITY SERVICES TAX DEFERRED ANNUITY PLAN, RURAL OFFICE OF COMMUNITY SERVICES

RURAL OFFICE OF COMMUNITY SERVICESEIN 46-0365648Plan #003PY 2016

BOX 70, 140 SOUTH DAKOTA HIGHWAY 50 - LAKE ANDES, SD 57356605-487-7634LinkedIn51-200 employeesmedical practice

Other plans on this EIN

2 filings

#001Retirement-$505K assets #002Retirement-$73K assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$799K

+12.0% from 2015

Total participants

+4.9% from 2015

Average account balance

$13,780

-3.4% from 2015

Annual return

5.58%

+4.93 pp from 2015

Benchmarks

See 17,769 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,769 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.38M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$15K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

53.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$228K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.23%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1323

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2L2T

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$40K

$796 / participant

Other / not subdivided$40K100.0%

% of EOY assets

4.981%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$13,780

$77,638-82.3%

$156,551-91.2%

$62,881-78.1%

Participation rate

88.0%

71.2%+16.8pp

84.0%+4.0pp

69.3%+18.7pp

Annual return

5.58%

50.33%-44.7pp

32.23%-26.7pp

20.14%-14.6pp

Employer contribution / active EE

$880

$3,444-74.4%

$5,501-84.0%

$2,281-61.4%

Participant deferral / active EE

$837

$3,046-72.5%

$4,871-82.8%

$3,203-73.9%

Admin fee / account holder

$686

$5,561-87.7%

$13,028-94.7%

$4,296-84.0%

RURAL OFFICE OF COMMUNITY SERVICES TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RURAL OFFICE OF COMMUNITY SERVICES TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion