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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $723,793 | $106,749+578.0% | $145,433+397.7% | $82,448+777.9% |
| Participation rate | 95.9% | 75.6%+20.2pp | 82.1%+13.8pp | 68.1%+27.8pp |
| Annual return | 13.35% | 27.59%-14.2pp | 66.58%-53.2pp | 41.64%-28.3pp |
| Employer contribution / active EE | $25,747 | $3,444+647.5% | $4,554+465.3% | $2,551+909.3% |
| Participant deferral / active EE | $6,060 | $6,519-7.0% | $7,897-23.3% | $4,139+46.4% |
| Admin fee / account holder | $34,688 | $8,390+313.5% | $13,129+164.2% | $7,234+379.5% |