Filed October 15, 2018
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC3+ years Filed as: CETERA INVESTMENT SERVICES LLC Service code 71 · EIN 41-1483314 | Brokerage Fees | $0 |
FIRST MERCANTILE TRUST COMPANY3+ years Service code 28 · EIN 62-0951563 57 GERMANTOWN COURT · CORDOVA, TN 38018 | Investment Management | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,403 | $55,453+28.8% | $170,442-58.1% | $62,292+14.6% |
| Participation rate | 44.1% | 66.4%-22.2pp | 83.6%-39.5pp | 69.5%-25.4pp |
| Annual return | 16.02% | 21.38%-5.4pp | 205.93%-189.9pp | 28.90%-12.9pp |
| Employer contribution / active EE | $761 | $2,164-64.8% | $5,433-86.0% | $2,042-62.7% |
| Participant deferral / active EE | $1,960 | $2,303-14.9% | $4,939-60.3% | $3,169-38.1% |
| Admin fee / account holder | $516 | $455+13.4% | $13,880-96.3% | $479+7.6% |