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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,258 | $59,440+67.0% | $78,004+27.2% | $82,637+20.1% |
| Participation rate | 67.1% | 62.8%+4.2pp | 69.4%-2.4pp | 68.1%-1.0pp |
| Annual return | 17.76% | 40.24%-22.5pp | 31.07%-13.3pp | 53.51%-35.7pp |
| Employer contribution / active EE | $2,532 | $1,750+44.6% | $2,469+2.6% | $2,552-0.8% |
| Participant deferral / active EE | $5,461 | $3,138+74.0% | $4,092+33.5% | $4,126+32.3% |
| Admin fee / account holder | $4,624 | $5,504-16.0% | $7,578-39.0% | $7,339-37.0% |