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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $146,178 |
ABBEY STREET LLC3 years Filed as: ABBEY STREET Service code 27 · EIN 82-4772597 | Advisory (Plan) | $70,998 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,920 | $91,406+0.6% | $130,062-29.3% | $74,473+23.4% |
| Participation rate | 97.3% | 77.8%+19.5pp | 78.5%+18.8pp | 70.7%+26.6pp |
| Annual return | 16.29% | 23.21%-6.9pp | -137.37%+153.7pp | 34.36%-18.1pp |
| Employer contribution / active EE | $6,141 | $2,565+139.4% | $4,322+42.1% | $2,638+132.8% |
| Participant deferral / active EE | $5,916 | $4,724+25.2% | $5,821+1.6% | $4,530+30.6% |
| Admin fee / account holder | $327 | $283+15.4% | $10,601-96.9% | $347-5.8% |