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| Provider | Service type | Compensation |
|---|---|---|
Service code 99 PO BOX 30918 · BILLINGS, MT 59116 | Other Fees | $48,543 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $40,966 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $11,360 |
ASCENSUS LLC1 year Filed as: ASCENSUS HOLDINGS, INC DBA FUTUREPL Service code 13 101 W BROADWAY STE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $11,095 |
KETEL THORSTENSON, LLP2 years Service code 10 PO BOX 3140 · RAPID CITY, SD 57709 | Accounting | $9,046 |
KETEL THORSTENSON, LLP1 year Filed as: KETEL THORNSTENSON, LLP Service code 99 PO BOX 3140 · RAPID CITY, SD 57709 | Other Fees | $331 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,071 | $61,391+126.5% | $149,723-7.1% | $71,529+94.4% |
| Participation rate | 94.8% | 62.5%+32.2pp | 78.8%+16.0pp | 67.9%+26.8pp |
| Annual return | 16.55% | 35.88%-19.3pp | 134.50%-117.9pp | 28.97%-12.4pp |
| Employer contribution / active EE | $7,202 | $2,384+202.2% | $4,821+49.4% | $2,590+178.1% |
| Participant deferral / active EE | $5,650 | $2,921+93.5% | $5,682-0.6% | $4,291+31.7% |
| Admin fee / account holder | $571 | $1,264-54.8% | $13,215-95.7% | $1,588-64.1% |