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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,286 | $171,492-41.5% | $150,734-33.5% | $198,609-49.5% |
| Participation rate | 77.8% | 81.4%-3.6pp | 78.4%-0.7pp | 82.4%-4.6pp |
| Annual return | 3.08% | 804.70%-801.6pp | 600.81%-597.7pp | 202.70%-199.6pp |
| Employer contribution / active EE | $6,887 | $5,470+25.9% | $4,918+40.0% | $5,055+36.2% |
| Participant deferral / active EE | $6,011 | $6,259-4.0% | $5,610+7.1% | $6,977-13.8% |
| Admin fee / account holder | $5,275 | $17,628-70.1% | $14,905-64.6% | $19,030-72.3% |