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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,986 | $185,856-43.0% | $170,028-37.7% | $139,456-24.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 15.44% | 60.52%-45.1pp | 53.39%-37.9pp | 373.45%-358.0pp |
| Employer contribution / active EE | $2,424 | $7,593-68.1% | $6,788-64.3% | $4,753-49.0% |
| Participant deferral / active EE | $6,383 | $11,623-45.1% | $10,409-38.7% | $6,711-4.9% |
| Admin fee / account holder | $2,123 | $15,387-86.2% | $12,820-83.4% | $11,407-81.4% |