| Provider | Service type | Compensation |
|---|---|---|
NORTHWEST ADMINISTRATORS, INC.7+ years Service code 13 · EIN 91-0680697 | Contract Administrator | $321,213 |
MILLIMAN, INC.7+ years Service code 11 · EIN 91-0675641 | Actuarial | $58,416 |
RVK, INC.6 years Service code 16 · EIN 93-0910652 | Consulting | $57,500 |
WELLS FARGO BANK, N.A.2 years Service code 18 · EIN 94-1347393 | Custodial (other than securities); Di... | $51,793 |
VIGILANT SERVICES, INC.7+ years Service code 24 · EIN 93-0877675 | Discretionary Trustee | $45,000 |
TRUCKER HUSS7+ years Filed as: TRUCKER HUSS, APC Service code 29 · EIN 94-3216063 | Legal | $40,281 |
BLACKROCK2 years Filed as: BLACKROCK INSTITUTIONAL TRUST CO Service code 21 · EIN 94-3112180 | Bank Trustee | $30,882 |
MILLER KAPLAN ARASE LLP7+ years Service code 10 · EIN 95-2036255 | Accounting | $27,750 |
MFS INVESTMENT MANAGEMENT7+ years Filed as: MFS HERITAGE TRUST COMPANY Service code 51 · EIN 02-0507414 | Investment Mgmt Fees | $15,687 |
PROPEL INSURANCE7+ years Service code 23 · EIN 91-0830024 | Insurance services; Insurance brokera... | $12,598 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $0 | $95,044-100.0% | $433,529-100.0% | $95,044-100.0% |
| Participation rate | 0.0% | 0.0%0pp | 22.9%-22.9pp | 8.4%-8.4pp |
| Annual return | 9.44% | 20.06%-10.6pp | 12.74%-3.3pp | 18.35%-8.9pp |
| Employer contribution / active EE | $2,361 | $7,560-68.8% | $33,332-92.9% | $14,669-83.9% |
| Participant deferral / active EE | $0 | $215-100.0% | $157-100.0% | $70-100.0% |
| Admin fee / account holder | $0 | $9,141-100.0% | $2,396-100.0% | $9,141-100.0% |