| Provider | Service type | Compensation |
|---|---|---|
NORTHWEST ADMINISTRATORS, INC.5+ years Service code 13 · EIN 91-0680697 | Contract Administrator | $307,712 |
MILLIMAN, INC.5+ years Service code 11 · EIN 91-0675641 | Actuarial | $89,442 |
RVK, INC.4 years Service code 16 · EIN 93-0910652 | Consulting | $57,500 |
TRUCKER HUSS5+ years Filed as: TRUCKER HUSS, APC Service code 29 · EIN 94-3216063 | Legal | $54,530 |
WELLS FARGO BANK, N.A.5+ years Filed as: WELLS FARGO BANK Service code 18 · EIN 94-1347393 | Direct payment from the plan; Custodi... | $50,002 |
VIGILANT SERVICES, INC.5+ years Service code 24 · EIN 93-0877675 | Discretionary Trustee | $45,000 |
MFS INVESTMENT MANAGEMENT5+ years Filed as: MFS HERITAGE TRUST COMPANY Service code 51 · EIN 02-0507414 | Investment Mgmt Fees | $43,632 |
MILLER KAPLAN ARASE LLP5+ years Service code 10 · EIN 95-2036255 | Accounting | $27,137 |
BLACKROCK5+ years Filed as: BLACKROCK INSTITUTIONAL TRUST CO. Service code 21 · EIN 94-3112180 | Bank Trustee | $12,433 |
PROPEL INSURANCE5+ years Service code 23 · EIN 91-0830024 | Insurance services; Insurance brokera... | $11,069 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $0 | $46,244-100.0% | $189,344-100.0% | $46,244-100.0% |
| Participation rate | 0.0% | 2.8%-2.8pp | 30.4%-30.4pp | 2.8%-2.8pp |
| Annual return | 12.55% | 16.32%-3.8pp | 11.02%+1.5pp | 16.32%-3.8pp |
| Employer contribution / active EE | $13,927 | $17,007-18.1% | $33,824-58.8% | $17,007-18.1% |
| Participant deferral / active EE | $0 | $406-100.0% | $418-100.0% | $406-100.0% |
| Admin fee / account holder | $0 | $127-100.0% | $4,088-100.0% | $127-100.0% |