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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,351 | $73,518-45.1% | $63,005-36.0% | $147,585-72.7% |
| Participation rate | 0.0% | 77.9%-77.9pp | 74.8%-74.8pp | 82.8%-82.8pp |
| Annual return | 17.69% | 175.46%-157.8pp | 87.59%-69.9pp | 578.58%-560.9pp |
| Employer contribution / active EE | $4,205 | $3,322+26.6% | $2,760+52.4% | $4,876-13.8% |
| Participant deferral / active EE | $13,683 | $4,183+227.1% | $3,329+311.0% | $5,439+151.6% |
| Admin fee / account holder | $446 | $5,952-92.5% | $3,599-87.6% | $10,886-95.9% |