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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,059 | $135,956-80.8% | $123,894-79.0% | $273,972-90.5% |
| Participation rate | 55.6% | 84.1%-28.5pp | 81.4%-25.9pp | 83.0%-27.5pp |
| Annual return | 28.13% | 56.63%-28.5pp | 47.52%-19.4pp | 41.46%-13.3pp |
| Employer contribution / active EE | $5,537 | $5,170+7.1% | $4,617+19.9% | $4,869+13.7% |
| Participant deferral / active EE | $15,957 | $6,343+151.6% | $5,984+166.6% | $5,287+201.8% |
| Admin fee / account holder | $901 | $9,817-90.8% | $8,357-89.2% | $10,133-91.1% |