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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,386 | $72,465-65.0% | $67,575-62.4% | $145,884-82.6% |
| Participation rate | 87.5% | 76.9%+10.6pp | 72.9%+14.6pp | 80.3%+7.2pp |
| Annual return | 14.98% | 7222.56%-7207.6pp | 3528.98%-3514.0pp | 551.85%-536.9pp |
| Employer contribution / active EE | $10,155 | $3,074+230.4% | $2,736+271.2% | $4,662+117.8% |
| Participant deferral / active EE | $18,927 | $4,786+295.5% | $4,003+372.8% | $6,690+182.9% |
| Admin fee / account holder | $5,744 | $5,515+4.2% | $3,993+43.9% | $13,392-57.1% |