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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,643 | $60,349-75.7% | $74,184-80.3% | $62,881-76.7% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 8.87% | 21.38%-12.5pp | 17.74%-8.9pp | 20.14%-11.3pp |
| Employer contribution / active EE | $1,516 | $1,680-9.8% | $2,370-36.1% | $2,281-33.6% |
| Participant deferral / active EE | $4,341 | $2,856+52.0% | $3,550+22.3% | $3,203+35.5% |
| Admin fee / account holder | $1,136 | $4,261-73.3% | $5,586-79.7% | $4,296-73.6% |