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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,294 | $209,422-52.1% | $178,503-43.8% | $158,982-36.9% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 17.59% | 188.81%-171.2pp | 151.12%-133.5pp | 302.99%-285.4pp |
| Employer contribution / active EE | $1,406 | $5,707-75.4% | $5,011-71.9% | $4,763-70.5% |
| Participant deferral / active EE | $7,985 | $5,955+34.1% | $5,202+53.5% | $5,983+33.4% |
| Admin fee / account holder | $732 | $17,079-95.7% | $13,987-94.8% | $11,252-93.5% |