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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,515 | $115,796-55.5% | $101,264-49.1% | $158,950-67.6% |
| Participation rate | 72.7% | 79.4%-6.6pp | 75.8%-3.1pp | 82.0%-9.2pp |
| Annual return | 19.30% | 56.15%-36.9pp | 46.48%-27.2pp | 302.91%-283.6pp |
| Employer contribution / active EE | $1,698 | $4,175-59.3% | $3,660-53.6% | $4,762-64.3% |
| Participant deferral / active EE | $4,485 | $4,958-9.5% | $4,370+2.6% | $5,983-25.0% |
| Admin fee / account holder | $519 | $7,247-92.8% | $5,947-91.3% | $11,248-95.4% |