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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,515 | $115,810-55.5% | $101,271-49.1% | $158,966-67.6% |
| Participation rate | 72.7% | 79.4%-6.6pp | 75.8%-3.1pp | 82.0%-9.2pp |
| Annual return | 19.30% | 56.15%-36.9pp | 46.48%-27.2pp | 302.95%-283.7pp |
| Employer contribution / active EE | $1,698 | $4,175-59.3% | $3,660-53.6% | $4,762-64.4% |
| Participant deferral / active EE | $4,485 | $4,958-9.6% | $4,371+2.6% | $5,983-25.0% |
| Admin fee / account holder | $519 | $7,248-92.8% | $5,948-91.3% | $11,250-95.4% |