Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,940 | $71,872-90.3% | $86,691-92.0% | $68,495-89.9% |
| Participation rate | 37.3% | 72.2%-35.0pp | 76.6%-39.3pp | 67.9%-30.6pp |
| Annual return | -8.01% | 3.53%-11.5pp | 35.94%-43.9pp | -7.84%-0.2pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,152 | $3,779-43.1% | $4,656-53.8% | $4,028-46.6% |
| Admin fee / account holder | $3,589 | $6,112-41.3% | $7,492-52.1% | $5,403-33.6% |