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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,130 | $167,504-74.3% | $151,628-71.6% | $134,509-67.9% |
| Participation rate | 70.6% | 88.4%-17.8pp | 87.5%-16.9pp | 81.2%-10.6pp |
| Annual return | -16.67% | 7.81%-24.5pp | 3.34%-20.0pp | 418.13%-434.8pp |
| Employer contribution / active EE | $555 | $6,828-91.9% | $6,165-91.0% | $4,741-88.3% |
| Participant deferral / active EE | $7,338 | $8,985-18.3% | $8,363-12.3% | $6,400+14.7% |
| Admin fee / account holder | $1,303 | $13,779-90.5% | $11,613-88.8% | $11,427-88.6% |