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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,447 | $209,425-51.1% | $178,499-42.6% | $158,966-35.6% |
| Participation rate | 90.9% | 86.4%+4.6pp | 81.9%+9.0pp | 82.0%+8.9pp |
| Annual return | 21.20% | 188.80%-167.6pp | 151.10%-129.9pp | 302.95%-281.7pp |
| Employer contribution / active EE | $2,605 | $5,707-54.4% | $5,011-48.0% | $4,762-45.3% |
| Participant deferral / active EE | $3,708 | $5,955-37.7% | $5,202-28.7% | $5,983-38.0% |
| Admin fee / account holder | $1,842 | $17,078-89.2% | $13,986-86.8% | $11,250-83.6% |