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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,439 | $82,674-1.5% | $125,363-35.0% | $68,495+18.9% |
| Participation rate | 31.0% | 75.0%-44.0pp | 82.4%-51.3pp | 67.9%-36.9pp |
| Annual return | -16.01% | -5.97%-10.0pp | 572.15%-588.2pp | -7.84%-8.2pp |
| Employer contribution / active EE | $816 | $3,382-75.9% | $4,815-83.1% | $2,596-68.6% |
| Participant deferral / active EE | $3,341 | $6,111-45.3% | $7,447-55.1% | $4,028-17.0% |
| Admin fee / account holder | $340 | $6,276-94.6% | $10,005-96.6% | $5,403-93.7% |