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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,047 | $77,908-70.4% | $149,696-84.6% | $75,173-69.3% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.11% | 31.73%-18.6pp | 134.46%-121.3pp | 160.72%-147.6pp |
| Employer contribution / active EE | $5,521 | $3,138+75.9% | $4,821+14.5% | $2,671+106.7% |
| Participant deferral / active EE | $3,391 | $3,411-0.6% | $5,682-40.3% | $4,126-17.8% |
| Admin fee / account holder | $511 | $5,950-91.4% | $13,212-96.1% | $5,651-91.0% |