See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $23,830 |
CLAYTON FINANCIAL GROUP, LLC2 years Service code 27 · EIN 47-3829020 | Advisory (Plan) | $17,048 |
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,131 | $93,571-28.3% | $135,903-50.6% | $75,163-10.7% |
| Participation rate | 85.2% | 75.2%+10.0pp | 81.9%+3.3pp | 67.2%+18.0pp |
| Annual return | 18.17% | 30.90%-12.7pp | 68.23%-50.1pp | 160.62%-142.5pp |
| Employer contribution / active EE | $3,337 | $3,537-5.6% | $4,856-31.3% | $2,670+25.0% |
| Participant deferral / active EE | $8,734 | $6,404+36.4% | $7,758+12.6% | $4,125+111.7% |
| Admin fee / account holder | $393 | $6,975-94.4% | $10,762-96.3% | $5,651-93.0% |