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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $20,544 |
Service code 27 · EIN 47-3829020 | Advisory (Plan) | $19,073 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,295 | $84,499-38.1% | $125,391-58.3% | $66,949-21.9% |
| Participation rate | 86.5% | 76.4%+10.1pp | 82.4%+4.1pp | 69.8%+16.7pp |
| Annual return | -14.12% | -8.49%-5.6pp | 572.41%-586.5pp | 1.57%-15.7pp |
| Employer contribution / active EE | $2,669 | $3,554-24.9% | $4,816-44.6% | $2,545+4.9% |
| Participant deferral / active EE | $7,040 | $6,785+3.8% | $7,448-5.5% | $4,239+66.1% |
| Admin fee / account holder | $338 | $685-50.7% | $10,009-96.6% | $594-43.1% |