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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,571 | $162,136-66.3% | $152,301-64.2% | $154,746-64.7% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 19.16% | 91.02%-71.9pp | 80.50%-61.3pp | 172.34%-153.2pp |
| Employer contribution / active EE | $2,403 | $4,890-50.9% | $4,624-48.0% | $4,379-45.1% |
| Participant deferral / active EE | $5,457 | $8,341-34.6% | $8,004-31.8% | $6,730-18.9% |
| Admin fee / account holder | $2,897 | $15,759-81.6% | $14,398-79.9% | $14,365-79.8% |