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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,915 | $160,040-77.6% | $147,096-75.6% | $145,877-75.4% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 15.20% | 98.49%-83.3pp | 419.75%-404.6pp | 551.28%-536.1pp |
| Employer contribution / active EE | $2,299 | $5,289-56.5% | $4,936-53.4% | $4,663-50.7% |
| Participant deferral / active EE | $5,397 | $8,429-36.0% | $8,071-33.1% | $6,691-19.3% |
| Admin fee / account holder | $600 | $15,050-96.0% | $13,005-95.4% | $13,402-95.5% |