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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,915 | $160,070-77.6% | $147,117-75.6% | $145,897-75.4% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 15.20% | 98.69%-83.5pp | 420.54%-405.3pp | 552.29%-537.1pp |
| Employer contribution / active EE | $2,299 | $5,285-56.5% | $4,932-53.4% | $4,663-50.7% |
| Participant deferral / active EE | $5,397 | $8,419-35.9% | $8,065-33.1% | $6,689-19.3% |
| Admin fee / account holder | $600 | $15,035-96.0% | $12,993-95.4% | $13,390-95.5% |