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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,571 | $154,228-64.6% | $145,433-62.5% | $137,256-60.2% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 19.16% | 74.59%-55.4pp | 66.58%-47.4pp | 220.34%-201.2pp |
| Employer contribution / active EE | $2,403 | $4,804-50.0% | $4,554-47.2% | $4,156-42.2% |
| Participant deferral / active EE | $5,457 | $8,216-33.6% | $7,897-30.9% | $6,407-14.8% |
| Admin fee / account holder | $2,897 | $14,344-79.8% | $13,129-77.9% | $12,270-76.4% |