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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,540 | $115,911+93.7% | $100,530+123.4% | $158,950+41.3% |
| Participation rate | 25.0% | 81.6%-56.6pp | 79.4%-54.4pp | 82.0%-57.0pp |
| Annual return | 17.41% | 34.80%-17.4pp | 30.89%-13.5pp | 302.91%-285.5pp |
| Employer contribution / active EE | $750 | $4,104-81.7% | $3,418-78.1% | $4,762-84.3% |
| Participant deferral / active EE | $4,875 | $6,676-27.0% | $6,271-22.3% | $5,983-18.5% |
| Admin fee / account holder | $770 | $10,999-93.0% | $8,083-90.5% | $11,248-93.2% |