Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION2 years Service code 13 · EIN 35-1140070 | Contract Administrator | $19,791 |
Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI Service code 27 150 NORTH COLLEGE STREET · CHARLOTTE, NC 28255 | Advisory (Plan) | $7,392 |
Service code 15 494 SYCAMORE AVE - SUITE 100 · SHREWSBURY, NJ 07702 | Recordkeeping | $100 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,493 | $64,138-61.8% | $112,258-78.2% | $66,930-63.4% |
| Participation rate | 31.8% | 68.5%-36.6pp | 75.1%-43.2pp | 69.8%-38.0pp |
| Annual return | -19.50% | -13.81%-5.7pp | 27.47%-47.0pp | 1.57%-21.1pp |
| Employer contribution / active EE | $2,431 | $3,006-19.2% | $3,636-33.1% | $2,545-4.5% |
| Participant deferral / active EE | $1,851 | $3,694-49.9% | $4,728-60.9% | $4,238-56.3% |
| Admin fee / account holder | $395 | $625-36.8% | $6,411-93.8% | $593-33.4% |