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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,828 | $71,873-26.5% | $86,698-39.1% | $68,490-22.9% |
| Participation rate | 52.3% | 72.2%-20.0pp | 76.6%-24.3pp | 67.9%-15.6pp |
| Annual return | -14.96% | 3.54%-18.5pp | 35.96%-50.9pp | -7.85%-7.1pp |
| Employer contribution / active EE | $5,157 | $2,173+137.3% | $2,837+81.8% | $2,597+98.6% |
| Participant deferral / active EE | $10,741 | $3,779+184.2% | $4,656+130.7% | $4,028+166.7% |
| Admin fee / account holder | $6,287 | $6,110+2.9% | $7,492-16.1% | $5,403+16.4% |