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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,072 | $86,298-40.8% | $111,308-54.1% | $85,847-40.5% |
| Participation rate | 61.0% | 73.3%-12.3pp | 77.3%-16.3pp | 69.3%-8.3pp |
| Annual return | 18.26% | 19.99%-1.7pp | 54.67%-36.4pp | 318.61%-300.3pp |
| Employer contribution / active EE | $0 | $2,044-100.0% | $2,732-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $6,485 | $3,641+78.1% | $4,487+44.5% | $3,952+64.1% |
| Admin fee / account holder | $2,619 | $8,189-68.0% | $7,965-67.1% | $6,261-58.2% |